Member Loyalty^®                     ACCIDENT                  Insurance

IT'S THE RIGHT FIT IF:

• You’re a AAA  member  age 18 or older, and would like guaranteed accident protection for you and your family. There are no health exams or medical questions
• You already have life insurance but want to ensure that you’re covered in the event of an accident that causes hospitalization, a trip to the emergency room, the need for recuperation, or even death

EXPLORE OUR OTHER OPTIONS IF:

• You’re looking for a policy that provides lifelong life insurance coverage for more than accidents . Try Simple Whole Life instead
• You’re interested in affordable life insurance that covers more than accidental death, but for a specific period of time. Try Traditional Term Life instead
• You’re looking for coverage that you can buy online and helps cover more than accident-related death or injury. Try ExpressTerm Life instead

AAA members who have been part of AAA for five years or more, are eligible for our PREMIER benefits level 5,¹ which includes the following important benefits:

HOSPITALIZATION

Fortunately, not every accident results in death. Unfortunately, accidents can result in lengthy and expensive hospital stays. With this coverage you get benefits of $375 to $1,500 per day for a maximum of 365 days per occurrence from the very first day of hospitalization due to a covered accident

RECUPERATION

It can take weeks or even months to recuperate from a serious injury. Another $375 to $1,500 per day in benefits is paid to help the AAA member recuperate for a covered accident. The covered medically prescribed recuperation benefits is equal to the number of days covered hospitalization

EMERGENCY ROOM AND URGENT CARE

People are often surprised when they get the bill for an emergency room visit. The ER may charge for every doctor or nurse who sees the patient and every test that may be done. An annual $375 to $1,500 emergency room and urgent care benefit can be paid for a covered accident

LOSS OF LIFE

• According to the 2016 Injury Facts^® from the National Safety Council^®, accidental injuries are a leading cause of death in America. Whether changing lanes on a highway, traveling on an airplane, or falling off a ladder outside your home, your family could receive from $62,500 to $500,000 in the Premier benefit level 5 if you die in a covered accident

OTHER FEATURES

• If you lose your life in a covered accident, your spouse² will get a free AAA membership for life. If you’ve enrolled your whole family, and your spouse loses his or her life in a covered accident, you will receive a free AAA membership for life³
• Cash benefit amount is paid directly to you (or your beneficiary)
• You can collect benefits for more than one accident over your lifetime

EXCLUSIONS

• Like most accident insurance policies, there are circumstances this insurance does not cover. Please read the accident insurance exclusions here